TERMS AND CONDITIONS OF USE

This website is referred to as the “Site”. The Site is operated by Maji Financial Wellbeing Ltd (registered number 11937232), a company registered in England and Wales whose registered address is 37 Oakfield Gardens, Beckenham, England, BR3 3AY (“Maji”). Any references to “we”, “us” or “our” shall be taken as references to Maji. Any references to “you” or “your” shall be taken as references to users of the Site. Please read these terms and conditions carefully to ensure that you understand and agree to them, as they contain the legal terms and conditions to which you are deemed to have agreed whenever you use the Site. If you do not accept these terms and conditions you should not use this Site.
GENERAL TERMS AND CONDITIONS OF USE
  1. Purpose of the Site The purpose of the Site is to provide you with information about Maji and our related products or services.
  2. Other Terms and Conditions Please note that additional terms and conditions may apply to specific sections of our Site. In particular, specific provisions will apply to products and services purchased and ordered via the Site.
  3. Registration You may be required to register as a user of the Site. In such cases, you will need to provide a username and/or email address (as indicated at the time on the relevant Site) and password when doing so. You must ensure that you keep your username and password secret and that you do not disclose them to anyone, as you will be responsible for all activities which occur on your account and/or through the use of your log in details.It is your responsibility to notify us immediately of any unauthorised use of your username, email address or password and/or your account, or any other breach of security as soon as you become aware of it.
  4. Privacy Your personal information will be used in accordance with our privacy policy (as updated from time to time). Where the Site links to any third party page or site, when you access that third party page or site, your personal information will be used in accordance with the privacy policy of that third party.You must obtain the consent of any third party whose personal data you upload to our Site.
  5. Code of conduct You agree that you are responsible for everything that you transmit to our Site and you agree not to, and warrant, represent and undertake that you will not:
    1. use the Site in any way that will violate or infringe any laws or regulations of any jurisdiction or the rights of any person, nor post, submit or upload or otherwise transmit or publish content or information, or participate in any form of discussion, which is unlawful, harassing, libellous, defamatory, abusive, threatening, harmful, vulgar, obscene, profane, sexually oriented or pornographic, racially offensive or which otherwise includes objectionable material;
    2. post, submit or upload or otherwise transmit or publish content or information which you do not have the right to use or which contains advertising of any kind, or transmit to the Site any material containing software viruses or files designed to damage or disrupt or corrupt data or the good working order of any computer, system or telecommunications equipment;
    3. impersonate any other person or entity whilst using the Site;
    4. arrange, modify, decompile, disassemble, subject to reverse engineering, translate, adapt, reproduce, distribute, disseminate or transfer any information, any software, any product and in general any element of the Site or content therein except as expressly permitted by the terms of that software; or
    5. web scrape or crawl any of our Site (including any pages thereon).
    We will be entitled, at our discretion, to remove anything which is transmitted to, from or via the Site or posted on the Site which, in our opinion, is objectionable or does not comply with these terms and conditions in any way. We will not be liable for doing this. However, for the avoidance of doubt, we will not be required to monitor use of or access to the Site generally.
  6. Availability and Access We have taken reasonable care in the preparation of the Site. However, we cannot guarantee that you will have uninterrupted access to the Site at all times. We reserve the right in our absolute discretion to monitor, suspend, revoke or otherwise limit access to this Site for any person at any time, without notice or liability.Access to the Site and the information on the Site is not directed at any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) it is prohibited to access the Site or direct such information for any reason. If you are a person in a jurisdiction in which such prohibitions apply, you must not access this Site.
  7. Amendments We may delete or update any information on the Site, add material or amend, alter, redesign or change anything contained on the Site at any time, without notice and without any liability to any person. We shall have no responsibility for ensuring that the Site is kept up to date.We reserve the right to amend these terms and conditions without notice to you from time to time. Any such amendment shall be effective once the revised terms and conditions have been posted on the Site, and it shall be your responsibility to check these terms and conditions for any such amendments. If you do not agree with any of these terms and conditions then you should not use this Site.
  8. Information on the Site The information on the Site has been included in good faith, and is subject to change without notice. Nothing contained in any part of our Site constitutes legal, investment, tax or other advice, nor should it be relied upon in making an investment or other decision or for any other specific purpose and no undertaking, representation or warranty (express or implied) is given as to its accuracy, reliability or completeness.We have made reasonable efforts to ensure that all information on the Site is accurate at the time of inclusion. However, there may be errors in such information for which we apologise, but shall have no liability. We cannot guarantee that any information displayed on the Site has not been changed or modified through malicious attacks or “hacking”.We may include certain material on the Site which has been produced, provided or written by third parties. Such material is provided for information purposes only and should not be taken to represent the opinions, beliefs or views of Maji or any of its affiliates, employees, directors or officers.
  9. Ownership of Materials on the Site and Intellectual Property Rights Maji or its affiliates or licensors are, unless otherwise stated, the owners of all copyright, database and other intellectual property rights in the Site and its contents, with all rights reserved. This includes, without limitation, copyright and other intellectual property rights in any videos, presentations, photographs, audios, documents, images, buttons, layout and text contained on or in this Site. You may not publish, distribute, extract, re-utilise, or reproduce any part of the Site in any form (including photocopying or storing it in any medium by electronic means) other than: (i) as specifically permitted by applicable law; and (ii) by making copies as part of any necessary incidental acts during your viewing of the Site or for solely educational, non-commercial purposes. In particular, you shall not incorporate any material from any part of the Site in any commercial work or publication, whether in hard copy or electronic or any other form, and no part of a page from this Site may be distributed or copied for any commercial purpose.All brand, product and service names, logos and images used in this Site are the property of Maji or its affiliates or licensors, unless otherwise stated, with all rights reserved. You may not distribute products or offer services under or by reference to or otherwise use or reproduce any of the trade marks, trade names or service marks on this Site without the prior written permission of Maji or, where applicable, the owner of such trade marks, trade names or service marks.
  10. Contributions to the Site Where you are invited to submit any contribution to the Site (including any text, photographs, graphics, video or audio) you agree, by submitting your contribution, to grant Maji a perpetual, royalty-free, non-exclusive, worldwide, irrevocable, sub-licensable right and licence to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, play, make available to the public, and exercise all copyright and publicity rights (whether for commercial or non-commercial purposes) with respect to your contribution and/or to incorporate your contribution in other works in any media now known or later developed for the full term of any rights that may exist in your contribution, and in accordance with privacy restrictions set out in our privacy policy. If you do not want to grant to Maji the rights set out above, you should not submit or upload your contribution to the Site.Further to the above, by submitting or uploading your contribution to the Site, you:
    1. is your own original work and that you have the right to make it available to Maji for all the purposes specified above and on the terms above;
    2. is not defamatory; and
    3. does not infringe any applicable law.
    4. agree to compensate Maji and its affiliates for all legal fees, claims, liabilities, damages, costs, losses and other expenses that may be incurred or suffered by Maji or its affiliates as a result of your breach of the above warranties, representations and undertakings; and
    5. waive any moral rights in your contribution for the purposes of its submission to, and publication on the Site and the purposes specified above, which means that Maji and its affiliates shall not be required to credit you for your contribution, and may adapt or alter your contribution as they see fit, without your consent.
  11. External LinksMaji and its affiliates are not responsible for the content of external websites. Our Site may include links to other websites from time to time and so, when you access certain links in our Site, you may leave our Site and be directed to third party pages. These links are provided for your convenience. External websites are not part of our Site; we do not endorse or accept any responsibility for the content of those websites (nor the products or services on them); we are not responsible for the availability of the websites; and we will not be liable in any way for any loss or damage which you may suffer by using those websites. If you decide to access linked websites you do so at your own risk.
  12. Rules About Linking To Our Site You may link to the home page of our Site, provided that you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way so as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link to our Site on or in any website that is not owned by you. Our Site must not be framed on any other site unless you have entered into a written agreement with us (email is not sufficient) to do so, nor may you create a link to any part of our Site other than the home page. We reserve the right to withdraw linking permission without notice.
  13. Disclaimer of Warranties and Liability This Site is provided “as is” and your access and use of it is at your own risk. To the fullest extent permitted by law, Maji and its affiliates make no representations, undertakings or warranties about the content of and information provided through this Site, including any hypertext links or any other items used or accessed either directly or indirectly from the Site. Maji accepts no liability for any inaccuracies or omissions in the Site and any decisions based on information contained in the Site are your sole responsibility.To the fullest extent permitted by law, all representations, warranties and undertakings (express or implied) in respect of the Site and the content of and your use of the same are excluded. In particular, but without limitation, we do not warrant that the Site or any videos, software, information or material available on or downloaded from the Site will be free from errors, faults, viruses, other computer or data-corrupting or data-damaging material or defects, compatible with your equipment or fit for any purpose.
  14. Liability Except in the case of fraud, death or personal injury caused by our negligence or other cases where by legal liability cannot be excluded or limited, we exclude all liability to you in respect of your use of our Site or any information or other content obtained from our Site, either directly or due to a special circumstance affecting you, of which we were aware, howsoever arising, and whether in contract, tort, negligence, misrepresentation or otherwise. Under no circumstances shall we have any liability for any loss of profit, business opportunity, goodwill, anticipated savings or data, or for any special, indirect, incidental or consequential losses or damages of whatsoever kind resulting from the use of our Site or any information or other content obtained from our Site, either directly or due to a special circumstance of which we were aware, howsoever arising and whether in contract, tort, negligence, misrepresentation or otherwise.You shall be liable to us for any loss, liability or cost we (or any of our affiliates) suffer as a result of your use of our Site or any breach of these terms and conditions. By using our Site you agree to compensate Maji and its affiliates for all legal fees, claims, liabilities, damages, costs, losses and other expenses that may be incurred or suffered by Maji and/or its affiliates as a result of your use of the Sie or breach of these terms and conditions.
  15. Applicable law These terms and conditions are governed by and will be construed in accordance with the laws of England and Wales. Any disputes arising under or in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the English courts, subject to mandatory provisions of any applicable local laws.
  16. Comments If you have any comments or questions about the Site please contact us at connect@maji.io.
  17. General Any failure by us to exercise any right or remedy under these terms and conditions or at law does not constitute a waiver of that right or remedy or a waiver of any other rights or remedies. No single or partial exercise of a right or remedy by us under these terms and conditions or at law prevents further exercise of the right or remedy or the exercise of any other right or remedy.If a competent court of law or authority finds that any part of these terms and conditions is invalid, unlawful or unenforceable to any extent, we shall delete the relevant part from the terms and conditions and the remainder of the terms and conditions shall continue to be valid and enforceable to the fullest extent permitted by the laws of England and Wales.
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